The Original Medicare plan is a federally funded health plan that pays for many health care services and supplies. However, it may not cover all of your health care needs, and there are set costs that you must pay, such as coinsurance, copayments, and deductibles.
Part A Hospital Insurance helps cover inpatient care in hospitals and skilled nursing facilities. It also helps cover hospice care and some home health care. Most people don't pay a premium for Part A because it has already been paid for through payroll taxes while working.
Part B Medical Insurance helps cover doctors' services and outpatient hospital care. It also covers some other medical services that Part A does not cover, such as x-rays, emergency care, some services of physical and occupational therapists, and some home health care. Most people pay a monthly premium for Part B.
Part C Medicare Advantage Plans, such as those offered by Bravo Health, provide extra benefits that go beyond the benefits of Original Medicare. Medicare Advantage plans are health plans approved by Medicare and run by private companies. If you are entitled to Medicare Part A and enrolled in Medicare Part B, you are eligible to enroll in a Medicare Advantage plan.
Part D Prescription Drug Coverage is available only through private Medicare Prescription Drug Plans, such as our BravoRx plan. However, if you select one of our Medicare Advantage plans, you may not need to purchase a separate Medicare Prescription Drug Plan. Many Bravo Health plans come with the Part D prescription drug coverage already built in. If you join a Bravo Health Medicare Advantage Plan and it offers this coverage, you must take the drug coverage your Bravo plan offers.
When you join a Bravo Health plan, you can be confident that you will still have all your Medicare rights and protections. And you'll still get all your regular Medicare-covered services.
If you have questions about Original Medicare coverage or would like to receive more information about the Medicare program, call toll-free 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You can call 24 hours a day, 7 days a week. Or, visit www.medicare.gov on the web.